One month down and eleven more to go!
Let’s check out our income sources:
Earnings:
The Main job: $52.76.94
The Part time job: $265
The side hustles: $520
Dividend income: $997.60
Expenses:
Housing: 398.48 (taxes for the year)
Utilities: 384.93
Groceries: 179.51
Reimbursements:
Phone: $50
electric: $30
groceries: $80
I did spend a bunch of money on some hobbies this month, and I am planning to use my new found toys to get me through the winter doldrums. There were also home improvement costs that I wasn’t exactly planning to spend, but an opportunity came up that was hard to say NO to. When your best friend says they will come help you build stuff, it’s hard to turn that down!
After reviewing my spending tracker, I DEFINITELY need to delete the Temu app. I find myself doomscrolling it and saying OH that would be handy to have. While I enjoy the dopamine hit from the sale, I know this is one area I need to rein in. Since the items I bought are supposed to arrive on the 7th of next month, I’ll delete it once everything arrives and I don’t have to send anything back.
My savings increased by $2136.77 this month, and my investments increased by $2815.95 overall. Not a bad way to start out the year.
For February, my goal is to delete some apps to reduce my impulse spending, increase the amount I put into my investment account, and get my taxes done by the end of the month. I am hoping I will have all of my documents in by then. I am also going to plan to capture my receipts weekly so I don’t lose out on rewards from them.
What goals are you setting for February?
The Frugal Chicks 